Commercial articles
Article 8 of 8
Commercial
Early Payout
Updated 5 Feb 2025
Generally speaking
- The customer will pay a portion of the interest that still owing but not all of it.
- Generally it works about to about half of the interest but this is by no means exact.
More specific calculations
- The interest rate that the customer pays is discounted. The exact discount varies, but it’s usually somewhere between 2%-4%.
- This discounted interest rate is used to calculate the Net Present Value of all remaining repayments.
- The sum of the discounted repayments (i.e. the net present value) is the payout figure.
General Process 
3 ways to submit a deal 
Application Steps 
Approval Criteria 
ID Verification 
Repayment Calculation 
How to get paid