Commercial articles Article 6 of 8
General Process 
3 ways to submit a deal 
Application Steps 
Approval Criteria 
ID Verification 
How to get paid 
Early Payout 
Commercial
Repayment Calculation
Updated 30 Jul 2026Current Headline Rate9.15%
- Doc Fee
- $495
See calculator on https://solarisfinance.com.au/calculator
Calculator
- The best place to get repayments.
- Available on the website and login.
- We also have an API connection with Pylon
What are the different tiers?
- Sometimes, customers do not get approved with the cheapest lenders.
- Tier 1 is the cheapest, Tier 2 is more expensive, Tier 3 is more expensive than that.
- There is > 5 tiers but the majority of our finance goes to the top 3.
- On the calculator, each of the tiers will have a brief explanation of the criteria the customer will need to meet. (the screenshots don’t include this as this is subject to change).
When is the first payment due?
- Payments are in advance.
- First payment comes out day after settlement.
- Documentation fee is deducted with first repayment.
How is it calculated
- Repayments are calculated using a Annuity Payment calculations.
- Interest is compounded monthly.
- 🤓 If you’re really nerdy and want to know the actual calculation, check out https://financeformulas.net/Annuity-Due-Payment-from-Present-Value.html